Personal Insolvency

Overwhelmed By Debt? We Can Help.

Whether you’re facing calls from creditors, threats of repossession, or simply can’t see a way out — there are options. We’ve helped hundreds of people across Ireland regain control and move forward.

Start With A Confidential Consultation

Don’t be a prisoner to your debt.

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021-4633585

You’re not alone.
We’ve seen it all!

We understand the emotional weight of financial distress. Many of our clients arrive with the same fears:

“Will I lose my home?”
“Will everyone find out?”
“Have I failed?”

People come to us ashamed, overwhelmed, and often carrying unopened letters from creditors they can’t bear to read. The first thing we offer is reassurance.

There are options. You do have rights. And you won’t face this alone.

Take Control of Your Debt

What Is Personal Insolvency?

Personal Insolvency is a legal process that helps individuals deal with unmanageable debt while protecting their home and dignity.
There are three main routes:

Personal Insolvency Arrangement (PIA)

For people with secured and unsecured debts (e.g. mortgage arrears, credit cards, loans).

Debt Settlement Arrangement (DSA)

For people with unsecured debts only (e.g. credit cards, personal loans).

Bankruptcy

For cases where insolvency arrangements aren’t suitable — we’ll guide you through it with care.

Get in touch and we’ll explain all your options clearly, based on your exact situation.
And please, don’t worry, we are very discreet, and we’re here to help.

Take Control of Your Debt

Or click here to learn more about PIA vs DSA.

What Makes Us Different?

Private. Professional.
No Judgement.

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600+ Insolvency arrangements completed

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One of Ireland’s foremost experts in personal insolvency

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You’ll always meet Alan directly

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100% Confidential, discreet, and private

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We prioritise keeping people in their homes

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We support clients nationwide

We’ve helped over 600 people regain control.
We can help you too.

Speak To Alan

      
   Alan McGee & Co. Solicitors and Personal Insolvency Practitioners
   28 Google reviews 
  
 
 
   
 
 
       Posted on Google  
    Eoin O 
 8 March 2025
 
 
 Trustindex verifies that the original source of the review is Google. I would highly recommend Alan McGee & Co. as solicitors for first time buyers. Vikki was a complete professional, very knowledgeable, straight forward & easily to talk to when questions arise. She made the whole process of buying my first home completely painless.
  
 
      Posted on Google  
    Sarah C 
 4 March 2025
 
 
 Trustindex verifies that the original source of the review is Google. I would highly recommend dealing with Alan McGee & Co. I worked with Vikki when  purchasing my house and no ask was too big or small. Queries were answered promptly and everything ran smoothly. They made what could be a very difficult process very smooth and easy to navigate.
  
 
      Posted on Google  
    Jessica M 
 17 January 2025
 
 
 Trustindex verifies that the original source of the review is Google. I would highly recommend Alan McGee & Co. They are a great legal practice. Found the staff to be so supportive. They have a wealth of experience in many areas of law. 10/10
  
 
      Posted on Google  
    Lesley M 
 8 July 2024
 
 
 Trustindex verifies that the original source of the review is Google. Vikki was a real pleasure to deal with during the formalisation of the purchase of our house. She kept in touch, made sure paperwork was completed in good time and that we were in the loop every step of the way. We hit a small snag when the sale was being finalised, and Vikki dealt with it with the utmost of efficiency and professionalism. She kept us calm and explained in full our situation and steps to resolve. Thank goodness we had such a competent and friendly solicitor throughout the purchase process – I would not hesitate to use Alan McGee Solicitors again and would recommend them in a heartbeat.
  
 
      Posted on Google  
    L C 
 11 January 2024
 
 
 Trustindex verifies that the original source of the review is Google. Bit of a wait but happy with the service
  
 
      Posted on Google  
    Darragh O 
 4 January 2024
 
 
 Trustindex verifies that the original source of the review is Google. First time buyers, great help and service. Always kept us in the loop with updates via email and phone. Very helpful and easy to work with.
  
 
      Posted on Google  
    Ellen Q 
 4 January 2024
 
 
 Trustindex verifies that the original source of the review is Google. Superb service! Myself and my partner just purchased our new home. Vikki and  Alan were more than helpful. They were always there at the end of the phone with support and help for all our silly questions. Vikki was exceptionally diligent and patient. As first time buyers we had so many questions and didn't have a clue what we were doing and Vikki guided us every step of the way. I would highy recommend Alan McGee & Co. Absolutely outstanding!

The Process

We’ll Help You Find The Way Forward.

Step 1: Enquire confidentially

Enquire via our secure online form or call us directly.

Step 2: Meet Alan

Meet with Alan McGee, PIP & Solicitor, either in-person or via Zoom.

Step 3: Receive tailored advice

After your consultation you will receive advice for your specific circumstances with a written summary of your options.

Step 4: We apply for protection

Next, we’ll apply for protection under the Personal Insolvency Act.

Step 5: Creditors are paused

Creditors are then paused immediately for 70 days while we build your case.

Step 6: A proposal is submitted

We will engage with your creditors, and put forward a proposal. Creditors vote, and (if approved) it’s finalised in court.

Step 7: We manage the arrangement

Once the court approves of the proposal, we manage the arrangement from start to finish — for up to 6 years if needed.

Step 8: Solvency!

Once the arrangement is complete, you are back to being solvent and you can move forward unburdened.

The first step feels like the hardest.
We’ll make the rest easier.

Get Help Now

You are in safe hands - Alan McGee & Co.

Frequently Asked Questions

What will happen….

Will I lose my home?

It is very unlikely that you will lose your home. One benefit of a PIA or DSA is that you will not be asked to sell your home so most of our clients keep their family home.

You may be asked to release some equity from it if this is available and if you can find a lender willing to re-mortgage.

The one exception to this is if the costs of running your home greatly exceed expected costs and are far beyond your budget, in this case your PIP will look at whether it would make financial sense for you to move somewhere less expensive.

Will it be public?

We treat every case with strictest confidentiality. We will NEVER advertise or publicise any particulars of your case without your explicit consent and will endeavour to ensure that the entire process is as private as possible.

However, it is a public court processs, and as such, privacy cannot be guaranteed.

Will it ruin my credit rating?

If you are applying for a PIA/DSA your credit rating has already been affected. By completing a PIA/DSA you will begin the process of restoring your credit rating.

Will I be judged?

Never.

We helped hundreds of people with personal insolvency over the past decade. We’ve seen every situation imaginable. If there is one thing we could impart on you it’s that – There is no shame in asking for help!

You Are Not Just A Case File To Us

We take the time to understand your story, your goals, and how to get you where you need to go — legally and personally.

Book A Consultation

Why Clients Choose Us?

Thousands Of Cases Handled. Countless Lives Changed.

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We Literally Wrote The Book On It

Alan McGee is the author of Personal Insolvency Law in Ireland, published by Bloomsbury and used by PIPs throughout Ireland.

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Insolvency & Legal Support In One Place

We’re one of the few firms in Ireland that can handle both the insolvency and legal functions you need — expertly and empathetically.

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National Reach, Personal Service

We work with clients in every county in Ireland — by Zoom or in person – and our team is renowned for its personal service, discretion and professionalism.

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Results You Can Trust

Over 600 arrangements approved. Thousands of legal files completed. Countless lives changed for the better.

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Real People. Real Support.

You’re never just a case number with us. We’re here to listen, to guide, and to deliver options to get you back from where you are now.

It doesn’t have to be the way it is right now. Let’s solve this. Together.

Ready To Take The First Step?

It starts with a conversation. No pressure. No judgment. Just clarity.

Fill out our quick form

We’ll review your case

Meet Alan and explore your best route forward



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